Nowadays it is almost impossible to receive a loan if you do not have a steady job with a payroll. Many banks and financial institutions close the door and leave you on the street without caring how to help your situation. We do the opposite. Gandalf tells you how to get the best credit without payroll instantly to solve any problem. With us you can have your money in less than 24 hours. We offer up to € 1,000 and your first interest-free loan, that is, only 0%.

Quick loans and personal loans in the market, but not all financial institutions approve your loan without payroll. If you need money urgently, you are in the right place. Gandalf works hand in hand with the best credit offers in the market that come from the leading lenders in Spain.

What are the requirements for loans without payroll?

Contrary to what many people think, the requirements when offering a loan are quite simple. The requirements to apply for mini loans without payroll are practically the same for all cases, so you do not need to go through hard financial procedures or prolonged waiting. To summarize, you must be of legal age, how proof of identity only your ID is sufficient, be over 18, provide email and telephone to establish contact, and obviously, your bank account so you receive your money as soon as possible.

Our services are for the Spanish market, therefore, the requirements are customized for the area. If you want to acquire our loan comparison services and you are in another country, at our footer you can find our different offers, thanks to the confidence of our customers and our continuous improvement of conditions we are constantly expanding.

Where can I present the requested documents?

The entire process is 100% online, without paperwork. It is not necessary to present yourself anywhere, your request will be answered immediately after its sending and you will be able to have your urgent money in your bank account as soon as possible.

What documents can I request instead of the payroll?

You must present a document that proves an income, but this does not necessarily have to be payroll. There are different types of valid documents, here are some of the most common:

  • Autonomous income
  • Property Lease
  • Pension
  • Scholarships
  • Unemployment compensation

Will the interest for my loan be greater than with payroll?

No way. In Gandalf we are known for offering the best conditions to our clients as we value their preference. Your mini credit will have the same interest as any other loan that you could ask for if you had a payroll. You do not have to worry

Will the time in which I receive the loan be the same?

In fact, the answer to any loan you request occurs immediately after filling out your application will take you a maximum of 15 minutes, it is possible to do it much faster even, all you have to do is register on our page and your applications will be auto- filled. We remind you, however, that in order for the money to reach your account, you must wait a couple of hours. In any case it can not be denied, that Gandalf makes a gigantic effort in offering the best services in Spain.

How do I return the loan?

Minicréditos without payroll are offered in small amounts of up to € 1,000. These are relatively small amounts that you can pay in up to 30 days if you know you will receive an income in the near future.

Most of the banking entities do not facilitate the availability of a mini loan when we do not have a payroll, in fact, many times they even put high interest on you, making your life even more difficult. Our quick loans without payroll come directly to your bank account without questions and without paperwork in less than 24 hours.

Why use Gandalf?

Gandalf has many advantages, not only is it a tool that helps you maximize your efficiency, but also our customers feel safe with us. For example, we do not need to know why you want to receive your money, you just have to fill in your personal information and we will know how to help you, your privacy remains intact. Through these data and after a small investigation we will know if you can return the money within the stipulated period. Once your request is accepted, you can take the offer on the website of the chosen lender and you will have the money requested in your account in less than 24 hours.

In Gandalf we trust our users and clients, that’s why we are willing to offer you quick loans without payroll of up to € 1,000 with a return period between 5 and 30 days. To request it, you will only have to go to the section of our web page and find the button ¡request! With a single click you can start filling out your application and your answer will arrive sooner than you expect.

In conclusion, it’s that easy

With up to € 1,000 you can go on a trip, pay your debts, bills, solve an emergency or even go partying with your friends and live your life without worries. You just have to always keep in mind that taking a loan is a serious commitment, with serious financial obligations and responsibilities. We are willing to help you and we trust you.

Receive up to € 1,000 without interest 0% requesting 100% online , and pay it in 30 days. Your answer arrives in 15 minutes and your money will be in your bank account in less than 24 hours. You do not need to present payroll and you will not have to wait to solve your problems.

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