If you already have other outstanding debts, it may be impossible to receive a mini or microcredit quickly through a traditional financial institution. Being on a list of FERN defaulters, your life can become a nightmare. Calls and mail do not end, and you no longer know how to get out of this situation. Well now we offer you the solution! Gandalf offers you loans with FERN to help you pay your debts. Your loan of up to € 1,000 in 15 minutes.

installment payments and even get a mortgage to buy a house. But now Gandalf offers you an immediate solution .

Leaving the list of FERN is the priority of many defaulters. But how do you do it if you do not have a fixed income and nobody is willing to help you? Now you can go to Gandalf, an online platform that acts as an intermediary, connecting people like you with lenders who offer quick credit even if you have other debts. Requesting a mini loan through our platform will take up to 30 days to return the money .

Law 34/1988 , of November 11, General Advertising Law.

• Organic Law 15/1999 , of December 13, Protection of Personal Data, for the treatment of personal data of its customers, who must be informed of the rights of access, rectification, cancellation and opposition.

• Law 34/2002 , of July 11, on services of the information society and electronic commerce.

• Law 22/2007 , of July 11, on the distance marketing of financial services for consumers.

• Law 16/2011 , of June 24, on consumer credit contracts.

• Law 10/2010 , of April 28, on the prevention of money laundering and the financing of terrorism.


  • You will have your money in your bank account in less than 24 hours.
  • You do not need to present any guarantee, guarantee or payroll.
  • Our services are free and 100% online .

In conclusion, you pay your debts with a credit without interest

Our goal is to offer an immediate and efficient credit service to solve any unforeseen event and even get out of urgent debts. If you know that you are going to receive an income in less than 30 days and want to leave an FERN list today, you can request your money now and pay it when you can.

You can receive your credit without interest and without leaving home. Our platform works with any device, such as your mobile or tablet. What’s more, filling out your application only takes 15 minutes. We send your application to the best lenders in Spain and we find the best offer of quick loan available in the market.

We will know if you are a client in whom we can trust according to your data and we will offer you a personalized loan to cover your needs. In most cases the lenders who work with Gandalf accept the applications of people with other debts, but they may decide not to do so, resulting in the denial of a loan or an interest or additional fee.

Take advantage of our services!

Thanks to our state-of-the-art technology, Gandalf will know your level of confidence when it comes to applying for your loan. So we can offer your personal credit in a personalized way. In some particular cases we reserve the right to include fees if we see that you are a client with a high risk.

With Gandalf get quick loans with FERN is no longer a problem. Apply today for your quick credit and give yourself a break! Your first loan of up to € 1,000 goes out without interest and your answer arrives in 15 minutes.

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